What are the things affect car insurance premium?

What are the things affect car insurance premium?

Third, does it also effects the car runs on petrol or diesel?

ANSWER: I would recommend one to try this internet site where you can compare quotes from different companies: http://HELP-INSURE.NET/index.html?src=WP2cayfamanousjeo

Does red light camera ticket affect your insurance rate?
If i got a ticket from red light cam, will that affect my insurance? In the state of Missouri"

Is honesty really the best policy when insuring a car?
Is honesty really the best policy when insuring a car?

NJ- DUI car insurance dilemma. Help.?
I am looking into switching companies but since NJ requires all drivers in household be insured, there is no way around paying a crap load more unless I surrender my license completely. NJ car insurance is ridiculously high to begin with. I can’t afford 800 per month so what I am really asking is: Is there something I can do legally or not legally that will help…like change my bf’s address and switch the car over to him…something like that."

Why does my car insurance quotes do this…..?
when I first passed my test 3 years ago at age 17 my insurance was almost 6000 for third party only on a ford fiesta. this was the rough price for this make/model on all insurance companies i got a quote from. Two weeks ago i did a quote for a fiesta hoping its reduced in price (three years later, havent drove since i passed my test ) and third party only was roughly 2000 with all companies i tried and FULLY COMP has been roughly 900-1000 with all companies i have recently tried. so why is fully comp alot more cheaper than third party only? I Have tried quotes with lots of different companies and gocompare and they all came up really cheap. However, today I done another quote on a fiesta I was hoping to buy today, and the quotes have come up at between 1800 and 3000. All details have always been the same- all quotes i have done have been on a 1.2 ford fiesta. so firstly why is FULLY COMP cheaper than THIRD PARY and why has my insrunce suddenly gone from cheap to expensive within the last few days? thanks"

Can we have the car in one name and insurance in the other name?
My boyfriends car is in his dads name. Does anyone know if we could keep the car in his dads name but get the insurance in my boyfriends name???

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?
I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?"

How do i find out if a car insurance company is a real company?
I have Geico right now.Got into a reck they raised my insurance 3 times is much i was paying. I found a company Colorado Casualty,They said they will give me insurance at a good price less than i first started with Geico 4 years ago.S o i want to check this company out ,but don’t know how."

Can an 18 year old get a car loan with no co-signer?
I have a steady job, have three credit cards, a cell phone account, and have always paid my bills on time. I’m completely paying off my credit cards in a month and I’m hoping my credit score will be good enough to get one. Is there a chance I can get a small car loan ($6000) with no co-signer?"

Cheap insurance?
cheap insurance

Does the Lexus IS 300 have high insurance rates?
compared to a honda accord sedan.

Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
i have a car and have taken…if i take a rental car , then my auto insurance…"

Can you use your ex husband’s insurance to give birth ..to new baby?
Can you use your ex husband’s insurance to give birth to new baby?

If I got a ticket for no license and I go to court and pay everything on time and upfront will it appear on the insurance policy?
If I got a ticket for no license and I go to court and pay everything on time and upfront will it appear on the insurance policy?

Can you buy home insurance that covers the cost of replacing a heating/AC unit?
Our heater & AC are old. They keep needing to be repaired and I know we are going to have to replace them soon. But the cost is astronomical— $6K or more. Does home owner’s insurance cover this? Can we buy extra insurance to cover this? I don’t know how we could possibly afford such an expense, and sorry folks, but I haven’t managed to save $6K in my savings account."

What is the cheapest car to insure for a 17-19 year old guy from the UK in 2013?
I’m 16 and will be taking my test next year and I want to know what to get for my first car?

Best web host for a PTA?
Our PTA is looking for a decent, low cost host for our website that will enable us to create a website for our members and community. Unfortunately, it is nearly impossible for me to find any where online that offers an objective review of the hosts available. Can anyone recommend a host OR point me to a reliable compilation of host reviews? We need low cost, decent storage, and I’m not sure of the amount of bandwidth we’d realistically need."

Obtaining auto insurance quote for dummies?
I’ve done a little Google searching and haven’t found a clear answer to my question. Can anyone help me out? When getting a quote from a new insurance provider, when you report past driving incidents"" do you report them as what the police officer originally originally charged you with"

Does the owner of a car have the be the primary driver on the insurance?
I’m not far off from passing my driving test (in the u.k.) and my mum is giving me her old car (she’s got an new one now). I’ve looked at insuring me as the primary driver and it would cost around about 1000 but if i’m set as the secondary driver and my fiance is the primary driver it’s around 300 or something my dad says. My questions are: If i’m registered as the vehicle’s owner do I have to have insurance with me as the primary driver? Also, Is it a problem if my fiance is the primary driver on my car as well as his? I’ve read online somewhere that he can’t be the primary driver for both cars (wasn’t sure if the site was referring to in the u.k or elsewhere in the world though)"

How can i get affordable car insurance for myself?
do you reccomend that i find a second job??

Cheapest full coverage car insurance for an 18 year old?
i’m eighteen years old and im about to get my first car. i think im going to work all summer and just save up so by the end of the summer ill either have enough to fully buy a car or have enough to make payments. my mom said i have to get full coverage insurance. what is the cheapest insurance i can get. and what is a quote?

I canceled my auto insurance b/c I moved to a different state where the policy was considerably cheaper..?
I then unexpectedly moved to my original state. Although I was paying a cheaper insurance, how much grace period time do I have to insure my vehicle in my current state where the insurance is more? Thanks."

I want to buy a house with my wife which is cheaper home insurance company?
I want to buy a house with my wife which is cheaper home insurance company?

Can my wife and I afford a new bmw?
I make $13.39/40 hrs a week, my wife makes $300/week. We are in our mid 30s. I have 3 kids and 1 dog, rent is 800/month everything included but its kinda in the ghetto. I pay 280 child support every month and wife gets $1200/month for child support. Can we afford a bmw wife is embarrassed driving a junker? Please be honest but respectful."

Insurance claim help?
On Dec 24th 2014, my parked 2014 Hyundai Sonata SE was struck but a woman driving a GMC Yukon. I was putting presents under the tree. I was exhausted. I had just returned from the hospital with my wife and newborn son the night before. I heard the loud crash, and ran outside hoping it wasn’t my vehicle. Of course, it was my less than one year old Sonata… I stood there dumbstruck a bit until she began driving off! I ran back inside for the keys to my beater and chased her. She ran for a bit but I caught up to her. She had a flat tire from the impact of hitting my car. I called 911 and they eventually came and arrested her. That definitely got me in the Christmas spirit on Christmas Eve. I would assume a DV claim is in order. Honestly, this car has been bad luck. My Sonata has been egged, the rear reflector has been smashed which I replaced myself, and now this – all while parked in front of my place. My wife doesn’t even feel safe in our apartment anymore with our two kids…so I’m moving now as well. The estimate is about 10k of work and 5 weeks. I have no rental coverage and I’ve asked the at fault insurance company to provide one. They haven’t responded yet. The at fault insurance company is responsible for the diminished value and my rental correct? What about the hit and run? Can I pursue damage that way? She might have gotten away with it if I didn’t chase her down…all on Christmas Eve. Lol…"

I cancel my car insurance because I sold my car.?
I was told by the car insurance company that I have my car insurance that I would have a laspe in my insurance. I was also told that I would not be able to purchase insurance with another company. Why is this? Why should I keep my insurance if I don’t have a car and won’t be purchasing one for awhile?
What are the things affect car insurance premium?
Third, does it also effects the car runs on petrol or diesel?
ANSWER: I would recommend one to try this internet site where you can compare quotes from different companies: http://HELP-INSURE.NET/index.html?src=WP2cayfamanousjeo
Why not sell medical insurance like Auto insurance?
I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public….One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice…. If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.

Insurance and Driver License MN?
I just started my policy with 21 insurance and I moved from home to my grandma to now to chaska. Which is closer for work. Im getting a new driver license. But I told the insurance company my old address since I didn’t get the new card for driver license. Is this bad will my rate go up ? I told the insurance company I work 3 days a week and its 45 min one way. But now im closer to work.

Buying a new car…Insurance?
I’m 20 and planning to selling my old car to buy a new 2008 Honda Civic Si and was wondering what the average cost of insurance for me. I have nothing on my record. before my parents use to pay for my insurance until got a job.

Cheap cars to insure?
From Birmingham

Can i use other family members cars on my insurance?
Hi all, i have full comprehensive insurance with the cooperative but im a young driver, so i have a smartbox in my car. Will i still be able to driver another family members car on third party only, or am i not allowed as i drive with a smart box? Thank You"

Can you have your SR22 insurance with a different insurance from you auto insurance?
I have my SR22 insurance with one company andy my auto insurance with another company? Is this OK?

How much will my car insurance increase after a 4 point speeding ticket?
Im a 16 year old girl, i live in colorado, i have state farm car insurance…how many dollars will the insurance increase? my parents told me i have to pay the difference in car insurance now oh and this is my first ticket ever"

What is the best auto insurance company?
What is the best auto insurance company?

Car insurance in Ireland?
Does anyone know, if I want to buy a used car (small and cheap) only for a short time (one month traveling in Ireland). Is it any possibility to get a short time car insurance and dont pay for a whole year? Im not Irish, but I have full EU driver licence. Thank you for your advices. Ondra"

How to get car insurance for less than 1000 for a 17 year old male?
Living in England, the most expensive country in the world, and being the most expensive group of driver to insure, yet earning only 50 a week is too hard! I can get no help from family or anything I have to pay for it all myself. Realistically I need to find insurance for under a grand in order to be driving in less than a year’s time. I would really appreciate any ways anybody knows of getting the cost this low. I have heard classic car insurance is a good way, but you have to be lucky to find a classic car which is cheap enough itself to make it worthwhile. Also pass plus seems ok but it seems not all insurance companies care about if you’ve done it – I mean if its only the more expensive ones that end up giving discounts anyway then its not worth it.. Thanks"

A little info on Life Insurance?
What are the differences between Term & Cash Value ( aka permanent life)? Benifits & Disadvantages!

Who has the cheapest renters insurance in california?
Who has the cheapest renters insurance in california?

Does renters insurance repair the rental property (home or apartment) after a fire or just cover the renters damaged belongings?
Does renters insurance repair the rental property (home or apartment) after a fire or just cover the renters damaged belongings?

WHAT DO U THINK ??? Is A College Degree An Insurance Policy?
What kind of economic good is college: An investment? A luxury good? An expensive insurance policy?

"What kind of Certificate of Insurance"" do I need.?"""
Hi. I just found a new apartment and in the lease contract there is something about a Section 1940.5"" of the California Civil Code. The code basically says that if I have a waterbed or fish tank that is over 5 gallons I need to provide the landlord with a ""certificate of Insurance"" in the amount of $100"

Health and Auto Insurance?
I’m 25 and have no health insurance, and am still on my parents auto insurance. I would like just the basic for both – I can’t really afford anything but the minimum. Any suggestions besides 1-800-safeauto? Affordability is the only thing I care about."

Cheap but good health insurance????
I am uninsured and need health insurance. I am middle aged and and have some preexisting conditions. My credit isn’t the best due to some fraud I had to deal with and I don’t have much money to spend. Please, does anyone know where I can turn? I live in Texas. Thank you!"

Cheap Car Insurance for International Drivers License holder in the UK?
please i was told i could use my IDL here for a year. but to be able to drive my auntie’s car i would have to get car insurance. i just need it for a couple of weeks. so please if anyone knows how i can obtain one please let me know thank you

I need help choosing a First car! Which would be best on insurance?
I’m getting my first car next year, and I have been talking with my parents about first cars. I’ve been searching online about some of the cars I like, insurance, and pricing. Here’s some of the cars I like.- Which of these will be the best on insurance? If you could give me prices that would be awesome! ;] Scion tC (05) coupe. Dodge Charger (05) Acura TL (05) Honda Civic (05 coupe). Mitsubishi Eclipse 99-06 Nissan Murano 04 I like crossovers but I read somewhere that they are more expensive on insurance. My mom wants something safe, something thats not tiny, a Sedan, What are some other options that look good and aren’t old. My budget is 8,000 – 10,000. All the cars I listed are in that price range. I like in Mississippi if that matters. Thanks to everyone that helps! ;]"

How to get cheap car insurance?
Hi guys, i really need your a good and effectivr advice about this, please if you know something that would help post it here! Im 20 year old, have a car Peugeot 206 1.1 litre – cheap market value (1000ish). I live in London. Since 17 years old im looking for insurance – unsuccessfully. The best quote i get is 4000ish. I have no criminal record, no accidents no claims – nothing! And im fed up with so many people driving at my age and I cant- i just dont understand why exactly mine is so bloody expensive! Ive tried every variation just to see what im missing – pass plus for example only helps to the extent of 100. Its just crazy – 3 years and i still cant drive – what the hell is wrong with this – home come everyone is showing off by how cheap insurance they have and i cant get anything? Whats the secret? Ive tried every combination – me as the main driver/named driver/owner/just user etc. cheapest is 4,000!! Whats wrong with me? Anybody knows whats the trick, how to solve this issue? Thanks!"

Delaware Auto Insurance (Uninsured / Under-insured) What does this Mean?
4) An insured who executes a release of a single tortfeasor owner or operator of an underinsured motor vehicle in exchange for payment of the entire limits of liability insurance afforded by the tortfeasor’s liability insurer shall continue to be legally entitled to recover against that tortfeasor for the purposes of recovery against the insured’s underinsurance carrier. An insured who executes a release of 1 of multiple tortfeasors shall have rights against that tortfeasor and the insured’s underinsurance carrier determined in accordance with the Uniform Contribution Among Joint Tortfeasors Act and paragraph (3) of this subsection.

How much will it cost me to repair a paint less dent on a Nissan Sentra?
My car was recently hit without my knowledge. No one saw it and it happened while I was parked. The dent is right above the body of the tire frame and its about two inches wide. My question is will my insurance pay for it? And if not how much will a repair like this cost me? The car is Nissan Sentra 2012.

I want to get a 2002 Subaru WRX. But people say it would be a bad choice and insurance is terribly high…..?
I know that all japanese sports cars are ricers….thats why i would like to try to find something else… I was maybe thinking about a 1999 Mustang GT! American car so…plenty of power….NOT a ricer!!!! what do you all think???

"Insurance Deck Page""??"""
I don’t have insurance currently, but I went to get insurance today and told them I had insurance. I HAD insurance but was canceled about one or two months ago because I no longer live with my step-mom. I still have the insurance card from he old company i was with, problem is is that it only has my step moms name on it, not mine. So what the new insurance company wants from the older company is something called a Deck Page"" which is"

How do I remove an unpaid insurance claim that was an inquiry?
I called my home owners insurance company with an inquiry about some thefts on my street. This generated an unpaid theft"" claim ( was not told about any claim being generated) which is preventing me from getting insured else where. The company sent me a letter saying that I had withdrawn any pursuit of the claim the same day and said that that should satisy any questions but that they also could not state that it was an inquiry. My potentially new insurance agent said he would send it in but I didnt like the sound in his voice as he seemed less than optimistic. What can I do!?!?"""
What are the things affect car insurance premium?
Third, does it also effects the car runs on petrol or diesel?
ANSWER: I would recommend one to try this internet site where you can compare quotes from different companies: http://HELP-INSURE.NET/index.html?src=WP2cayfamanousjeo


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